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Low Interest Credit Cards
In recent years, the low-rate credit cards have become increasingly popular. The two basic types of such cards offer various benefits to the consumers: 1) The ongoing low-rate card offers permanent low interest rate on purchases. The disadvantageous aspect of this type of card is that it often requires substantial additional costs such as ATM withdrawal, cash advance, additional card, annual fees and application. 2) The low introductory rate card – zero or low interest rates on balance transfers are now offered by many providers, which can be valid for the life of the transfer or for 6 months, after which the interest rate will return back to the standard interest rate. The mixture of both schemes with relatively low ongoing rate and a zero introductory rate for balance transfers are offered by some cards.
Low APR credit card is the right choice for those who carry the balance month to month. Different issuers and banks offer these cards with the lowest ongoing interest rates for balance transfers and purchases. Due to so much credit card companies offering the low interest credit cards, you can get so much benefit out of it: free balance transfers, 0% introductory APRs and a great number of attractive credit card rewards: shopping, travel, and even points to college tuition. With the rewards programs you get the free merchandise and magnanimous cash rewards, also other cash bonuses and spectacular bargains and discounts.
Discover® MoreSM Card
- 5% - 20% Cashback Bonus® through the exclusive online shopping site
- 5% Cashback Bonus® in categories like restaurants, travel, home, gas, movies and more
- 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- 0% Intro APR for twelve months on balance transfers and purchases
- No annual fee
- Intro Purchase APR – 0 per cent for 12 months.
- Intro Balance Trans. APR - 0% for 12 months
- Annual Fee - None
- APR 10.99%
Citi® Platinum Select® Card
- APR on purchases, on balance transfers for up to twelve months
- $0 liability on unauthorized purchases; After the introductory period APR as low as 8.49% Balance transfer fee applies with this offer; free and secure online account management; No annual fee
- Intro Balance Trans. APR - 0% for 12 mo.
- Intro Purchase APR - 0% for 12 months
- Annual Fee - None
- APR as low as – 8.49%
Blue from American Express®
- Low balance transfer APR of 4.99% fixed APR for the life of the balance
- 0 per cent intro APR on purchases for up to fifteen months
- Express® program of Membership Rewards
- Blue is one-of-a-kind experience and the entertainment rewards
- No annual fee
- Intro Purchase APR - 0% for fifteen months.
- Intro Balance Trans. APR -4.99% with application
- Annual Fee - None
- APR as low as 10.24%
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