Compare Credit Cards from major US Banks, click HERE

Wal-Mart Credit Cards

The world’s one of the largest corporations, Wal-Mart Stores, Inc. was founded in 1962 by Sam Walton. Nowadays, the Wal-Mart Corporation is the largest operator of wholesale and retail trade. It is the biggest employer among the private companies of USA, Mexico and Canada. Of every $100 dollar spent in USA, $8, 90 is spent at Wal-Mart. Today, Wal-Mart is an absolute leader of retail trade representing the net of 5500 stores under the brands of Wal-Mart Stores, Supercenters, Sam’s Club, and Neighborhood Market and some foreign brands.

 Wal-Mart offers its customers the two great cards: the Wal-Mart Discover and the Wal-Mart Credit Card. Wal-Mart Discover has been specifically designed for customers who wish to economize. The service includes such options as cash repayment, discounts on fuel and goods. The company focuses its efforts on offering basic financial services to those who does not have credit cards and operating accounts. These basic services allow its clients to save up to 2 million dollars a week. Benefits of the Wal-Mart Discover concern only the GE Money Bank issued cards. Cardholders can not be qualified for the benefits proposed by other Issuers of Discover® Network.

The benefits of the Wal-Mart Discover include the following:
It is accepted everywhere where there is a Discover network sign.
One can earn up to 1% cash back on all purchases

The Wal-Mart Credit Card is not like any traditional credit card; hence, it is accepted only in the relative areas. The Wal-Mart Credit Card is a catalog or store card and aims at consumers or ‘personal use'. Places like SAM'S CLUB, Wal-Mart and Walmart.com accept this card. With the application of the Wal-Mart Credit Card one can economize 3c per gallon at all the participating SAM's Club and Wal-Mart gas stations or make in-store payments at any SAM'S CLUB or Wal-Mart register. The special financing offers give you the extra edge. The Wal-Mart Credit Card gives you the 25 days grace period in the least; so there is no need to pay interest charges during those days. Also, you can choose the due date of your payment.

Despite the fact that Wal-Mart Credit Card has no annual fee, it is not considered a rewards card. Introductory APR for the Wal-Mart Credit Card is not applicable; hence the lowest APR of 12.37% applies immediately; though APR's may vary among applicants. The lowest APR of 12.37% varies in accordance with the fluctuations in the U.S. prime rates. The program's terms tell you how to compute your applicable APR.

The benefits of both of cards are the following:
SAM'S CLUB, Wal-Mart and Walmart.com accept them
They have no annual fee
3c per gallon can be saved at participating SAM's Club and Wal-Mart gas stations
Fraud liability of $0
Offers of special financing
In-store payments can be made at any SAM'S CLUB or Wal-Mart register
Payment due date choice
$20 cash at time of purchase
Additional cards are provided for family members at no extra charge
Safe access to one’s account information at www.walmartcreditcard.com

WalMartCreditCard